It is possible to guarantee a monthly income in retirement even without ever having worked formally in Italy? In some cases, yes, but there are specific conditions that need to be met.
Workers at least 67 years old and with at least 20 years of contributions can retire.
However, those who have never contributed to Italian social security, that is, do not have the minimum contribution time required for retirement due to age, may still be entitled to the assistance benefit known as social allowance, effective from 1996.
This benefit, granted by the National Social Security Institute (INPS, in Italy), is aimed at people in a situation of economic vulnerability who meet specific criteria of age, residence and income.
Retiring in Italy: requirements for the benefit
To be entitled to social allowance, the applicant must meet the following requirements:
- Minimum age: The applicant must have reached 67 years of age.
- Citizenship or similar status: The benefit is granted to Italian citizens, EU citizens registered with the Registry office (civil registry) of the municipality of residence, as well as to non-EU citizens with long-term residence permits in the European Union or who have refugee or subsidiary protection status.
- Residence: You must actually reside in Italy and have remained in the country legally and continuously for at least 10 years.
- Economic condition: The applicant must prove that they are in a situation of economic need, that is, have an income lower than the limits established annually by law.
Income Limits
For the benefit to be granted, the applicant must have an income of less than 6.947,33 euros annually — around R$42 thousand. If you are married, the couple's combined income must be less than 13.894,66 euros per year — approximately R$83 thousand.
The income calculation includes earnings subject to income tax, property income and others, but excludes main residence and end-of-work benefits.
Retiring in Italy: the value of the benefit
For the current year, the value of the social allowance is 534,41 euros per month, paid in 13 annual installments. If the applicant does not have any other source of income, they will receive the full amount. If you have an income below the annual limit, the benefit will be granted proportionally.
Important: annual review
O social allowance It is provisional in nature, requiring the beneficiary to prove annually that they continue to meet the established requirements.
Therefore, even those who have never contributed to Italian social security can, under certain conditions, guarantee a minimum of financial security in old age.
The process requires attention to the criteria and regular maintenance of the conditions that guarantee the benefit.
FOLLOW-US
